Applications only available online - it's fast and simple

How to save money? Start a Savings Habit with USaver.

USaver high interest savings account - Money magazine winner.Introducing an online, high interest savings account that gives you a great interest rate, easy access to your money, 24/7 online AND rewards you for regularly saving.

Just deposit $200 per month with our Automatic Savings Plan and for balances of less than $200,000 per customer (this balance includes all USaver joint savings accounts) we'll reward you with a Savings Bonus over the standard variable rate.

And because you apply online, we pass the savings onto you through our highly competitive rates.


With every USaver savings account, you'll get:

  • A genuine high interest savings account - calculated daily, paid monthly
  • No fees or charges whatsoever
  • A simple online account opening process plus access to a real person 24/7
  • Savings Buckets - create different savings accounts for each of your savings goals in just a few clicks
  • Our useful Goal Tracker online savings tool. Goal Tracker will help you learn how to save money to achieve your goals
  • Easy online account management - transer funds out anytime
  • Your choice of alerts sent to you via email, SMS or secure mail
  • No minimum amount and a maximum balance of $1 million dollars per customer