Applications only available online - it's easy!

How does your current home loan rate?

Switch to a UHomeLoan and enjoy an incredibly low variable rate of 5.83%p.a. This great rate includes a 0.20%p.a Loyalty Discount for the life of the loan.

"With my previous lender I was paying a $400 annual fee. Over the loan term that would've been $10,000. So in fees alone we've saved $10,000 by switching to UBank."

James, NSW

UBank Home Refinancing 6.03% 6.03% $0 Both Y Y Y 80.00%
ANZ Variable 7.42% 7.45% $0 Both Y Y Y 90.00%
Aussie Home Loans Optimizer Standard Variable 7.06% 7.07% $100 Both Y Y Y 95.00%
Aussie Home Loans Optimizer Variable 6.25% 6.26% $100 Both Y Y Y 95.00%
BOQ Economy 6.88% 6.98% $695 Both Y Y Y 95.00%
BOQ Standard Variable 7.11% 7.21% $845 Both Y Y Y 95.00%
BankSA Negotiated Basic Variable 6.37% 6.40% $600 Both Y Y Y 95.00%
Bankwest Lite Home Loan 7.18% 7.20% $355 Both Y Y Y 95.00%
Bankwest Premium Home Loan 6.70% 6.74% $755 Both Y Y Y 95.00%
Bendigo Bank Home Loan Package Plus Variable 250K+ 6.75% 6.83% $705 Both N Y Y 95.00%
Bendigo Bank Home Loan Package Variable 5K+ 6.95% 7.03% $705 Both N Y Y 95.00%
Citibank Basic Variable 6.62% 6.65% $649 Both Y Y Y 80.00%
Citibank Mortgage Plus Variable 150K to 500K 6.59% 6.77% $0 Both Y Y Y 80.00%
Citibank Variable 7.62% 7.70% $649 Both Y Y Y 85.00%
Commonwealth Bank Economiser 6.50% 6.59% $800 Both N Y Y 95.00%
Commonwealth Bank Rate Saver 6.50% 6.59% $800 Both N Y Y 95.00%
Commonwealth Bank Standard Variable 7.01% 7.10% $800 Both Y Y Y 95.00%
ING DIRECT Mortgage Simplifier <299k 6.42% 6.43% $220 Both Y Y Y 95.00%
ING DIRECT Orange Advantage Variable <299k 6.54% 6.65% $220 Both Y Y Y 95.00%
RAMS Home Loans Full Feature 6.96% 7.01% $1,020 Both Y Y Y 95.00%
St.George Bank Basic Variable 6.46% 6.49% $600 Both Y Y Y 95.00%
St.George Bank Variable 7.04% 7.14% $700 Both Y Y Y 95.00%
Westpac Rocket Repay Home Loan 7.09% 7.18% $750 Both Y Y Y 97.00%
AMP Bank Basic Variable Loan 6.62% 6.65% $545 Both Y Y Y 90.00%
ANZ Simplicity Plus Unlimited 6.62% 6.62% $0 Both Y Y Y 90.00%

Information accurate as at . Source: CANSTAR CANNEX

Financial data provided by Canstar Cannex Pty Ltd AFSL 312804.

The comparison rate is based on a secured loan of $150,000 over the term of 25 years. Warning: This comparison rate only applies to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate, but may influence the cost of the loan.