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Make more money with your money.

A UBank Term Deposit gives you the security of a fixed rate. You can choose from various terms and if you rollover your deposit amount (or more) at the end of your term, we'll reward you with a 0.10% p.a. Loyalty Bonus.

All our Term Deposit applications are done online, so you get a highly competitive rate and you can earn instant interest with a 'Turbo Deposit'.

You can also set up a UBank Term Deposit for your Self Managed Super Fund.

With a UBank Term Deposit, you'll get:

  • A great interest rate. View all our rates.
  • No fees
  • The choice of a 1, 3, 6, 9 or 12 month term
  • A 0.10% p.a. Loyalty Bonus when you rollover 100% of your term deposit
  • Instant interest, with the Turbo Deposit account opening process
  • Access to a real person, 24/7



Our Headline Rates

1 month 3.36% p.a.
3 months 5.21% p.a.
6 months 5.61% p.a.
9 months 5.24% p.a.
12 months 5.41% p.a.

You can have a closer look at the details of our UBank Term Deposits in our Terms and Conditions